You’re covered for disabilities resulting from injury or sickness 24 hours a day, seven days a week. Until you reach the Social Security Normal Retirement Age-as long as you are still unable to work due to a covered disability. It will cover up to 60% of your Total Monthly Earnings, up to $10,000 each month (up to $2,500 for hourly employee).īenefits begin as soon as 180 days ( if approved) You will receive a check for your benefits on a monthly basis. Monthly benefit after your claim is approved This coverage is provided by your employer at no cost to you! Protect your paycheck for the long-term How it works You can use this money to help you pay everyday expenses, like your mortgage or rent, utilities, childcare and groceries.
How do you pay your bills? Long-term disability replaces part of your income if you can’t work due to a covered disability. An accident or illness can put your life on hold.
